Protection & Perks

Understand your coverage and explore options for your vehicle.

No vehicle selectedEverything below is general education. Choose a vehicle to see its coverage and estimate.

Choose a vehicle

Explore four protection risks

Start with what you want to protect against.

Total-loss loan gap

Understand the total-loss loan gap

Learn how GAP may help with an eligible shortfall after a total loss.

Portfolio GAP

Guaranteed Asset Protection may help pay an eligible difference between what you owe on your loan and what your insurer pays after a qualifying total loss or theft.

Coverage basics Exclusions & limits How claims work Explore coverage

What you have / What you can add

See your factory coverage status and explore additional protection options.

Existing factory coverage

Learn more

Choose a vehicle to see its factory coverage.

Optional protection

Learn more

Factory coverage estimates require verification. Each product has its own limits and exclusions.

Ownership perks & services

Additional benefits to help you after the purchase.

Pep Boys discounts

Explore available service offers and how to redeem them.

Auto insurance quotes

Explore insurance options through our partners.

Partner offers Terms apply.

Learn before you choose

Helpful guides to make an informed decision.

Factory warranty ending?Learn what happens when factory coverage ends and your options.GAP vs. auto insuranceUnderstand the key differences and what each one covers.Understanding coverage & exclusionsSee what’s typically covered and what’s not.

All protection FAQs